LIC Jeevan Arogya is a non-unit-linked Health Insurance Policy which assist persons to cope up with the increasing medical expenses. In this plan you can get insured yourself, spouse, kids, parents as well as patents-in-law. It is a complete health insurance policy for the whole family.

These days people want one policy that covers the whole family and their extended family. LIC Jeevan Arogya is one such policy that offers high coverage and a number of beneficial riders for a low premium amount. Depending on your economic condition or family structure, it gives you the elasticity to add or remove any family member.

Features & benefits of LIC Jeevan Arogya

1. LIC Jeevan Arogya is a fixed benefit, non linked plan where the benefits are fixed and will be payable to you in full, regardless of the real amount paid on medication.
2. It covers the Hospital cash Benefit (HCB) which means that you will be compensated a fixed amount for the number of days you have admitted in the hospital. There are four alternatives offered under this plan. Rs 1000 per day, Rs 2000 pr day, Rs 3000 per day and Rs 4000/- per day. Your policy premium and other features and sum assured will depend on the option you have selected under HCB.
3. Jeevan Arogya protect around 140 different major surgeries. In case you get operated for any surgery as mentioned under this policy feature you will be given lump sum amount which is up to 100 times the HCB selected. That means if you have selected a plan of Rupees 2000/- per day HCB then your Sum assured under Major Surgical benefit (MSB) feature would be Rs 2 lakh. And this amount will be given to you regardless of your real expenses on the procedure.
4. There is around 140 day care procedures defined under this insurance plan. If you get operated under that particular procedure then you will be given 5 times of HCB plan you have selected. That  means if you have selected a plan of Rupees 2000/- per day HCB then your sum assured under day care Treatment feature would be Rupees 10000/-. And this sum will be given to you regardless of your real expenses on the procedure.
5. In the event of an Insured under this health insurance plan, undergoing any surgery not mentioned under MSB or day care treatment causing the insured persons hospitalization to go beyond a continuous period of 24 hrs within the cover period, then a daily benefit equal to two times the HCB shall be given for every continuous period of 24 hrs.